Present Value Calculator

Calculate what a future lump sum is worth today using a chosen discount rate and time period.

InputsChange a value to recalculate instantly

Future amount

Annual discount rate

Years

ResultUpdates as you type

Present value$5,083.49

Discounted amount$4,916.51

FORMULA & STEPSPresent Value Calculator — Mathematical Derivation & Steps

λ DooMathWork with this calculation

Local · deterministic · optional

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Quick mathNatural-language-style shortcuts for deterministic arithmetic.

Calculator guide

How to use the Present Value Calculator

Calculate what a future lump sum is worth today using a chosen discount rate and time period.

01Set inputsChoose values, units and assumptions.

02Apply the modelPV = FV ÷ (1+r)^n

03Read the resultCheck the output against the assumptions before using it.

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Calculate what a future lump sum is worth today using a chosen discount rate and time period.

functions

PV = FV ÷ (1+r)^n

fact_check

Review the inputs, units and assumptions before using the result for a real decision.