Debt-to-Income Ratio Calculator

Calculate debt-to-income ratio from monthly debt obligations and gross monthly income.

InputsChange a value to recalculate instantly

Monthly debt payments

Gross monthly income

ResultUpdates as you type

Debt-to-income ratio24%

How it worksTransparent math

Calculation details are shown above.

Result breakdownSee the important numbers together

1Debt-to-income ratio24%

λ DooMathWork with this calculation

Local · deterministic · optional

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Quick mathNatural-language-style shortcuts for deterministic arithmetic.

Calculator guide

How to use the Debt-to-Income Ratio Calculator

Calculate debt-to-income ratio from monthly debt obligations and gross monthly income.

01Set inputsChoose values, units and assumptions.

02Apply the modelDTI = Monthly debt payments ÷ Gross monthly income × 100.

03Read the resultCheck the output against the assumptions before using it.

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Divide recurring monthly debt obligations by gross monthly income.

functions

DTI = Monthly debt payments ÷ Gross monthly income × 100.

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